# وقف الف UAE’s Best Cashback Corporate Card and Expense Management Platform Up to 2%1 Unlimited Cashback • Free2 International Payments to 150+ countries • Save 100+ Hours Every Month with a Unified Expense & AP Management Platform ### Trusted by the largest MEA Finance & Procurement Teams TVC & Music Video Production Government Services Aviation Company Transportation Travel Largest Chemical Distributor Real estate platform Beauty Whether you start with one module or adopt the whole platform, Pluto helps your business save time & money ### Corporate Cards Get smart, virtual, and physical [corporate cards](https://www.getpluto.com/corporate-cards) for your entire team with automated budget controls, receipt policy enforcements, and compliance management. ### Invoice Management Improve your vendor relationships and reduce duplicate payments by maintaining a centralized place for all your bills, approvals, and payments. Make local or international payments via one-click wire transfer to 140+ currencies or by using Pluto corporate cards. ### Petty Cash Management Digitize and eliminate [petty cash](https://www.getpluto.com/petty-cash/what-it-is) vouchers. Manage your employee’s cash on hand & receipts directly on Pluto. ### T&E Reimbursements Allow your employees to submit reimbursement requests with ease. Get the right approvals in place with custom approval workflows. Instantly reimburse employees in bulk and surpass your finance team’s KPIs. ### Procure to Pay Consolidate your finance and procurement teams with our [Procure to Pay software](https://www.plutocard.io/blog/procure-to-pay-software). Manage the entire procurement lifecycle from Purchase Requests (PR) to Purchase Orders (PO), invoices, and two or three way matching in one place. ### Real time insights Send weekly automated financial reports to your CFO and other executives. Ensure auditability across every module. Get a full breakdown of reimbursements and expense transactions. ## Before and After with Pluto Before Pluto Lack of visibility into where money is being spent. Difficulty in identifying areas where costs can be reduced. Unable to enforce control budgets. Wasted time spent on chasing employees to submit expense reports. After Pluto Track and control spending by collecting and analyzing data from all areas of the business. Intuitive processes that adopt spending policies & procedures, and approval workflows. Tight control over the company’s finances, allowing for growth. ### For Finance Teams Before Pluto After Pluto ### For Procurement Teams Before Pluto Manually filling purchase requisition forms. Chasing management for approvals and signatures. Matching invoices to POs. Lack of visibility on vendor contracts & negotiations. After Pluto Pluto's Procure to Pay module is a comprehensive solution that streamlines the procurement process and enables finance teams to have full visibility and control over PO spending. With Pluto, employees can easily submit procurement requests, while finance teams can track and manage the entire process, ensuring compliance and cost control. ### For Employees Before Pluto No clear visibility on spend. Overspending. Business expenses are missing receipts. Hours spent on reimbursement claims. Miscommunication between team members and departments. After Pluto Easy spend control adoption. Vendor-specific cards to avoid abuse. Reimbursement claims in 30 seconds. Assigned budgeted corporate cards for each employee. No more shared OTPs. ### Modern spend management on the go The Pluto mobile app brings streamlined spend management to the palm of your hand. #### More Budget Controls, Less Financial Stress Issue vendor-controlled corporate cards. Get managers approvals for transactions & implement a customized workflow as per your company's policies. Set daily, monthly, or yearly card budget limits to avoid being overcharged. Get notified when duplicate receipts have been uploaded. #### Automate Approvals, Eliminate Confusion Embed your expense policy with our flexible policy builder into Pluto’s software to control, manage and monitor spending and ensure compliance with your company’s policy guidelines. ### Learn from MENA's top CFO's and Finance Professionals #### Resources for finance leaders What is Pluto Card? What is Operating Budget: How to Create & Manage One Best Virtual Corporate Card For Business [2025]